Nigel Morris-Cotterill
Nigel Morris-Cotterill
Contributor, The Yuan

Nigel Morris-Cotterill is a lawyer turned financial crime risk and compliance specialist with a special interest in fighting money laundering and the funding of future crime including terrorism. He is also a prolific writer and blogger.

Legal status, IP rights of automatons raise many troubling questions
Can a computer own intellectual property or bear criminal liability? GenAI poses thorny questions that challenge existing notions of ownership, copyright, and legal responsibility, argues financial crime risk and compliance specialist and legal expert Nigel Morris-Cotterill.
Nigel Morris-Cotterill  |  Feb 28, 2024
GenAI is by its very nature a copyright despoiler, plagiarist
OpenAI recently informed the UK government its ChatGPT cannot function if it observes copyright laws. Telling ChatGPT and other GenAI to respect IP is almost like telling a cat not to chase pigeons, argues financial crime risk and compliance specialist Nigel Morris-Cotterill.
Nigel Morris-Cotterill  |  Jan 30, 2024
Generative technology is even changing the nature of pornography
Generative technology - commonly referred to as ‘generative AI’ - is opening the door to photo-realistic imagery of the foulest kinds. This is not some hidden dark art, either - it is readily available in any browser on any computer or phone, and this is just the beginning.
Nigel Morris-Cotterill  |  Dec 18, 2023
GenAI falls flat as a RegTech anti-money laundering and compliance tool
Lawyer and financial crime risk and compliance specialist Nigel Morris-Cotterill explains why the GenAI being touted as the next wave in RegTech to keep VC funds flowing is in reality quite ineffective at financial risk analysis and anti-money laundering monitoring activities.
Nigel Morris-Cotterill  |  Dec 07, 2023
Has humanity reached the point where it is ready to live with avatars?
Science fiction shows the separation of a person into a real, human, form and a computer-generated duplicate, which may take on multiple appearances and abilities. The world is not quite there yet, but it is closer than one would think. Financial crime risk and compliance specialist, owner of FinCrimeTV, and raconteur Nigel Morris-Cotterill explains.
Nigel Morris-Cotterill  |  Nov 01, 2023
Catalyst or Conundrum - with Nigel Morris-Cotterill and David Wood
How is the widespread adoption of AI influencing financial crime? Is it empowering fraudsters or enhancing risk management and regulatory compliance? Today’s episode on the Delta Dialog tries to explore AI's Impact on Financial Crime, Risk, and Regulations.
Delta Dialog  |  Oct 02, 2023
Navigating the Blurred Lines - with Nigel Morris-Cotterill and David Wood
Does AI truly possess intelligence, or is it primarily advanced data processing and pattern recognition? Explore the blurred lines in today’s episode on Delta Dialog.
Delta Dialog  |  Sep 23, 2023
Has the concept of the metaverse failed, or is it still too early to tell?
This, the fourth in an article series titled Life and Crime in the Metaverse, examines the metaverse today and the question of whether it will ever reach its potential. Some already view it as a failure, but it could just be a steppingstone to something bigger and better.
Nigel Morris-Cotterill  |  Aug 07, 2023
Can ‘AI’ outsmart humans? That depends on how one defines ‘smart’
Whether machines will ever outsmart humans is a question of the use of language and the inadequacy of programming because, on their own, machines are not clever, says Nigel Morris-Cotterill, author of The Yuan’s ‘Imaginary Friends’ series, on day 14 of The Yuan’s voyage of intelligent discovery.
Nigel Morris-Cotterill  |  Jul 06, 2023
Life and crime in the metaverse: Trust, trustless, and zero trust
This, the third in an article series titled Life and Crime in the Metaverse, examines the idea of trust, how to engage in online transactions and other interactions in its absence, and what this signifies in the metaverse context.
Nigel Morris-Cotterill  |  Jun 02, 2023
How trustworthy is the metaverse?
This is the second in a series of articles titled Life and Crime in the Metaverse. Contrary to popular belief, creating a metaverse takes just a few minutes, costs just a few dollars, and can be done almost without technical skills, so criminals are bound to take advantage.
Nigel Morris-Cotterill  |  Apr 28, 2023
Imaginary Friends 6: The circles of an imaginary mind
As our four imaginary friends feted the New Year, they end this series by spreading cheer with examples of AI’s failures that may have ruined or caused lives to be lost. Their moral is blunt: Never unloose AI unless it is under adult supervision and subject to actual intelligence.
Nigel Morris-Cotterill  |  Mar 02, 2023
Imaginary Friends 5: ‘The first thing we do, let's kill all the lawyers’
This time, the four imaginary friends gather together once more to consider the importance of precision in language as they examine vocabulary, grammar, and inflection. Imprecise language can be especially problematic with AI, which can easily get confused and spit out answers or take actions that are incorrect.
Nigel Morris-Cotterill  |  Feb 07, 2023
Life and crime in the meta-thingy: Introduction
‘Seeing is believing.’ The Four Imaginary Friends dispute the nature of truth vs. semblance as they seek to pick apart the fundamental nature of Web 3.0 and the metaverse and their distinctions and overlap.
Nigel Morris-Cotterill  |  Dec 08, 2022
Imaginary Friends 4: ‘You can’t have standardised understanding without standardised language’
New era
The Four Imaginary Friends continue to debate the fundamental question of whether humanity can expect machines to relate to the real world when the real world communicates in human language that has all kinds of peculiarities and nuances.
Nigel Morris-Cotterill  |  Nov 08, 2022
Imaginary Friends 3: ‘Capital Punishment?’
‘Artificial Intelligence’ and ‘Machine Learning’ depend on, among other things, the language used by humans. Four imaginary friends discuss the many uncertainties that creates.
Nigel Morris-Cotterill  |  Sep 21, 2022
The legality and ethics of facial recognition in healthcare
New era
The use of biometrics seemed unstoppable just a few weeks ago. But then questions of data protection were raised and now the when, where, and why of how images of people can be used has become a lot more complicated.
Nigel Morris-Cotterill  |  Aug 15, 2022
Imaginary friends part 2: cogs and golf balls
New era
Four imaginary pals pick up on their discussion left off in ‘Yes, No, Maybe,’ chatting about some of Alan Turing’s views of the integration, or fusion, of humans and machines.
Nigel Morris-Cotterill  |  Aug 05, 2022
Yes, no, maybe
What is artificial intelligence really, and how does it work? AI has drawn much attention in recent years, but all the hype and the potential surrounding it often obscure the true situation. AI’s dominance is far from preordained or inevitable, and one must step back and assess things from time to time, as these four characters A, B, C, and D do here.
Nigel Morris-Cotterill  |  Jun 20, 2022